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Injury and/or Loss
FAQs - Business Liability
What is Business Liability insurance?
Business liability insurance also called General Liability Insurance is designed to protect the businesses against third-party claims that happen as a result of normal business operations. Coverage under this insurance includes:
- Legal liabilities to the public for any accidental death
- Injury and/or loss of or damage to property arising from your operations
- Legal cost of defence and settlements for covered claims
Who needs Business Liability insurance?
Business Liability Insurance is recommended for small company owners who own commercial space and are exposed to clients and customers.
This insurance policy protects businesses and individuals from incurring exorbitant expenses as a result of the business-related lawsuit or accidents that may occur due to normal business operations.
What does Business Liability insurance not cover?
The Business Liability insures many aspects of client or customer incidents including bodily injuries, property damage, and advertising injuries. However, it has few limitations that is not covered under this policy:
- Property damage done to your business by any party
- Damage as a result of carelessness
How to switch insurance if I'm already covered?
Switching policy provider at the time of renewal, that is when your current insurance is near expiration, is straightforward. However, it's important to maintain the continuity of coverage while switching insurance providers. Our team at BLACAZ is always eager to assist you, so get in touch if you have any concerns.
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