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Health and Employee Benefits Packages

BLACAZ. knows that start-ups’ and SMEs’ needs are simple and require insurance that gives comprehensive coverage yet is fast, affordable, and easy to manage.

That is why we have introduced the Health and Employee Benefits Package to fulfill all your insurance needs instantly, online.
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SME Health And Employee Benefits

BLACAZ

STANDARD

everything you need

Almost done! You are one step away from your coverage.
Country
Number of employees (min. 2)
Annual premium starts from
S$484.61
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Health and Employee Benefits Packages

BLACAZ. knows that start-ups’ and SMEs’ needs are simple and require insurance that gives comprehensive coverage yet is fast, affordable, and easy to manage.

That is why we have introduced the Health and Employee Benefits Package to fulfill all your insurance needs instantly, online.
health-banner
Select your corporate health package

    BLACAZ.

    BASIC

    outstanding value

    BLACAZ.

    STANDARD

    everything you need

    BLACAZ.

    PREMIUM

    maximum coverage

    doctor
    General Practitioner
    Cashless
    Consultation and Tests
    Singapore Polyclinic/ Public Clinic
    Lab Tests and X-rays
    Emergency Care (A&E Department)
    note
    Specialist
    Consultation and Tests
    Group 20228
    Wellness
    Post Cancer Treatment
    Nursing at Home
    Physiotherapy
    Traditional Chinese Medicine
    dental
    Dental
    Routine visits (including Consultation, Scaling and Polishing, Flouride, Medication, and X-ray
    hospital
    Hospitalisation and Surgery
    Maximum Hospital Coverage
    Letter of Guarantee
    Hospital Type
    Room Type
    Pre-Hospitalisation Consultation
    Surgical Implants
    Accident Emergency Dental Treatment
    Global Emergency Medical Assistance
    Annual Premium
    Cashless
    (Cashless transactions at over 500 panel network GP clinics in Singapore and Malaysia and more than 25 panel network TCM clinics)
    S$10 per visit
    Covered in full
    Covered in full
    Covered in full
    -
    S$10, 000 per policy year
    -
    -
    -
    -
    S$15,000 per illness
    Included
    Public Hospital
    Shared Room
    S$1,000 per disability
    S$1,000 per disability
    S$1,000 per disability
    Included
    From
    S$484.61
    Cashless
    (Cashless transactions at over 500 panel network GP clinics in Singapore and Malaysia and more than 25 panel network TCM clinics)
    Covered in full
    Covered in full
    Covered in full
    Covered in full
    S$4,000 per year
    S$20, 000 per policy year
    -
    S$500 per year
    -
    -
    S$25,000 per illness
    Included
    Public Hospital
    Single Room
    S$2,000 per disability
    S$2,000 per disability
    S$2,000 per disability
    Included
    From
    S$1,077.69
    Cashless
    (Cashless transactions at over 500 panel network GP clinics in Singapore and Malaysia and more than 25 panel network TCM clinics)
    Covered in full
    Covered in full
    Covered in full
    Covered in full
    S$4,000 per year
    S$75, 000 per policy year
    Covered in full
    S$750 per year
    3 visits per year
    S$1,200 per year with 20% fixed fee (Cashless at more than 160panel network Dental clinics)
    S$300,000 per year
    Included
    Private Hospital
    Single Room
    Covered in full
    S$5,000 per disability
    Covered in full
    Included
    From
    S$1,745.43
Customize your health plan

Your benefits include:

  • doctor
    General Practitioner

    Covers cost of General Practitioner visits, X-rays and A&E visits

  • note
    Specialist

    Covers cost of Specialists & Physiotherapists

  • Group 20228
    Wellness

    Covers cost of home nursing, post cancer treatment, and traditional Chinese medicine

  • dental
    Dental

    Cashfree at more than 150 clinics across Singapore

  • hospital
    Hospitalisation and Surgery

    All-rounded hospital coverage, including Letter of Guarantee procedures and Global Emergency Medical Assistance

Key Features
  • 24-hour hotline services
  • Direct hospital billing
  • Online and Mobile App claims submission
  • Cashless transaction at more the 500 panel network GP clinics in Singapore and Johor Bahru
  • Pre-existing conditions covered from 2nd year onwards
alert
Main Exclusions
  • If an employee has previously suffered from cancer or heart disease, these conditions will never be covered. For groups less than 10 employees, employees that previously suffered from renal failures and diabetes will not be covered for those conditions
  • Extreme sports & professional sports, hiking above 3,500m War zones (refers to policy wording)

BLACAZ.

STANDARD

everything you need

Health and Employee Benefit Package

Current Quote:

S$ XXX
Policy starts from: 3 Working days after purchase
Employee count: 17
health-employees
Employee count and age groups
Age group Count

Employees

17

18-40
40-50
If you wish to add dependants or have employees outside the given age group, we will be happy to contact you to tailor a plan to your specific needs.
Included benefits:
  • doctor
    GP
  • note
    Specialist
  • Group 20228
    Wellness
  • dental
    Dental
  • hospital
    Hospital and Surgery

What is the Health and Employee Benefits Package?

No frills, just expertise, transparency and common sense. We've got you covered.

The standard coverage includes the following benefits:

doctor
General Practitioner visits
Select benefits according to your needs
note
Specialist Consultation
With our cashless networks access
Group 20228
Wellness
Flexible limit of hospitalisation & outpatient benefits
hospital
Hospitalization and Surgery
Option to cover the collaborator’s dependants
“If you take care of your employees, they will take care of your business”
r. branson

FAQs - Corporate Health

Find the replies to your questions right below or connect with us!
What is Corporate Health insurance?

Corporate health insurance refers to a health insurance policy offered by an employer to its employees for their healthcare benefits. This protects employees from incurring high medical costs and unexpected medical expenses.  

Corporate health insurance provides more than general cover by including outpatient, dental, personal accident, and term life.  

Some common benefits associated with corporate insurance plans include: 

  • International and local plans 
  • Cashless networks access 
  • Worldwide medical emergency assistance 
  • Access to private and public hospitals 
  • Flexible limit of hospitalisation & outpatient benefits 
  • Option to cover the collaborator’s dependants
Do employers have to provide Health insurance?

Employee health insurance is vital for firms to build a healthier workforce. As an employee, getting an additional perk in the form of health insurance enhances their loyalty towards the company. 

Employers for Work Permit and S Pass holders are legally obligated to provide medical insurance along with medical treatment provisions as employees with these passes are more exposed to injuries. 

Employers for Employment Pass holders don't have any obligations to provide health insurance. However, providing such benefits and compensation packages on top of the salaries help companies to retain top talent.

What does Corporate Health insurance not cover?

Each health insurance is different. Depending on the country and the health insurance provider, there are few exclusions that will not be covered by your healthcare insurance plan. However, some exclusions of your healthcare insurance can be added as an add-on top of your insurance. Some exclusions that are often found in many insurances are: 

  • Pre-existing conditions 
  • Dental and Vision 
  • Maternity 
  • Alternative medicine 
  • Outpatient Prescriptions 
  • Mental Health 
  • Sports
Are employee benefits tax deductible?

Under development.

How to switch insurance if I'm already covered?

Switching policy provider at the time of renewal, that is when your current insurance is near expiration, is straightforward. However, it's important to maintain the continuity of coverage while switching insurance providers. Our team at BLACAZ is always eager to assist you, so get in touch if you have any concerns.

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Connect with an Expert

An unanswered question? Need expert advice? Choosing the right insurance is not always easy, don't hesitate to contact us, we are here to help you.

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