Work Injury Compensation
Under the Work Injury Compensation Act (WICA), an employer is liable to compensate an employee for death, sickness or injuries arising out of and during the period of employment. The employer can also be sued for damages sustained by the employee.
The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases, without having to take legal action
If you are an employer, take up our Work Injury Compensation/Employer’s Liability Insurance policy to meet your compulsory insurance requirements as well as your legal liability towards employees under WICA.
- Daily indemnisation (Medical leave wages, medical expenses, lump sum compensation)
- Applied for any local or foreign employee
- Fast set-up of the contract
- Assistance in file resolutions
Key Changes to WICA in 2020
BLACAZ. is committed to offering you the solution best suited to your current needs and 100% compliant with the MOM regulations in force.
The recent amendments to WICA came into force in 2020 and the 4 main changes are as follows.
1. Extension of compulsory insurance coverage to non-manual employees
The salary threshold for compulsory insurance coverage for non-manual employees was increased in 2020 from $1,600 to $2,100. This threshold will be further increased in 2021 to $2,600. However, it is important to keep in mind that employers are still obliged to provide insurance for all manual employees, regardless of their salary.
3. The extension of the scope of compensation to include light work
As WICA evolves, employees performing light work due to work-related accidents will be compensated for their loss of income based on their average monthly salary.
2. Changes in compensation and medical expense limits
Effective January 1, 2020, the compensation and medical expense limits were increased by an average of 20%. This applies to compensation in the event of death, total permanent disability and the maximum medical expense limit.
4. Mandatory reporting for all cases of medical leave or light work due to occupational injury
This amendment to the WICA will come into force on 1 September 2020 and will also require employers to report medical leave or light duties to the MOM when they are due to work.