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Luxury Cars

We offer tailored coverages designed to the highest standard and fully comprehensive of owners of sports, classic and luxury cars.

Luxury Cars Form
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Luxury Cars

We offer tailored coverages designed to the highest standard and fully comprehensive of owners of sports, classic and luxury cars.

Luxury Cars Form

Your benefits

No frills, just expertise, transparency and common sense. We've got you covered.

Leisure use on the circuit is covered
Liability, damage and personal accident
Insurance options dedicated to motor racing
Modular guarantees up to the total loss of the vehicle
"Roads were made for journeys, not destinations."

FAQs - Luxury Cars

Find the replies to your questions right below or connect with us!
What is Luxury Cars insurance?

Luxury car insurance provides coverage for high performance vehicles. Luxury cars require utmost care from servicing to day to day upkeep and thus require comprehensive insurance coverage. Luxury car insurance is recommended to have the following coverage:

  1. Liability insurance to cover medical expenses and property damage to other parties in an event of an accident 
  2. Collision and comprehensive insurance to cover accidents involving your car and other vehicle or structure as well as damages caused by natural disasters 
  3. Personal injury protection to cover medical bills of passenger in an event of an accident 
  4. Gap insurance to cover gap between the depreciated value of the car and the amount owed in an event the car is financed via a loan or a lease 
  5. New car replacement coverage to cover the cost of buy a car with the same make and model in an event the car is totalled
Who needs Luxury Cars insurance?

If you own a luxury car or planning to buy one that is high in cost and performance you should definitely get yourself covered with a Luxury Cars insurance.

A luxury car is quite different from an ordinary car in terms of internal features, design and price. So, an insurance policy for a luxury car must have more add-ons so that the owner can claim greater coverage in case of an accident/theft.

What does luxury cars insurance not cover?

Generally, the luxury car insurance covers several dimensions to enhance the security of your luxury car but there are few restrictions and specific situations in which loss of or damage to your car is not covered. 

  1. Drink or drug driving 
  2. Using your private car for commercial purposes 
  3. Driving without a valid license 
  4. Natural calamities
Can car insurance be transferred to the new owner?

When you buy or sell a second-hand vehicle, or when a vehicle changes hands, the ownership of the vehicle including the motor insurance must be transferred to the new owner to avoid any future liabilities.

How to switch insurance if I'm already covered?

Switching policy provider at the time of renewal, that is when your current insurance is near expiration, is straightforward. However, it's important to maintain the continuity of coverage while switching insurance providers. Our team at BLACAZ is always eager to assist you, so get in touch if you have any concerns.


Connect with an Expert

An unanswered question? Need expert advice? Choosing the right insurance is not always easy, don't hesitate to contact us, we are here to help you.

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